Payment Gateway Services

AYL Payment Acceptance

We deliver to your website a real-time secured online payment gateway that will process your website transactions.

AYL Virtual Terminal Acceptance

Suited for call centers and other mail order, telephone order business. We deliver a Virtual Terminal Solution for these enterprises. Credit card payments can now be hooked up using this kind of service.

Basic features of Payment Acceptance and Virtual Terminal Acceptance:

Supports over 180 transactional currencies where the cardholder will be billed in the currency of their choice.

Re-Occurring Transactions Supported.
Available for other Payment Methods (European Domestic Payment Methods, Debit Cards and alike)

Supports Real Time or Batch Processing of Payment Transactions
Easy Integration Interface that supports all OS platforms
We give our clients a secured Online Merchant Account Management System wherein they can manage their Merchant Account directly and execute refund, rebilling, reversals etc.

AYL Fraud Scrubbing Services

Suited for all card-not-present (Internet/MOTO based) transactions, AYL makes sure that your business is protected against fraudulent transactions and excessive chargebacks.

Below Are The Following Fraud Scrubbing Services We Implement:

AYL Fraud Detect

A managed service, and we can define Fraud parameters for high volume transactions.
AYL Address Verification Service (UVS)

Our system matches the billing address of the cardholder against the card BIN Bank Identification number) on where the card was issued.
3D Secure

Also known as Verified By VISA (VbV), Mastercard Secure code

Other services

Merchant Account Accreditation

AYL sets up your Merchant Account with one of our accredited Local and Asian Acquiring Banks. We cater some merchants from low risk to medium risk.

Business Legal Services

AYL can also help merchants to set up local entities in the Philippines and can refer your tax concerns to our partners to comply with the legal process and practice in the Philippines.